Dear Valued Pre- or Post-Retiree,
The relationships that I have with my clients are built on trust. By working exclusively with retirees or those nearing retirement for over a decade, I understand the unique set of financial challenges that pre- and post-retirees face during this time in their lives. Making sound financial decisions is critical at this stage of life and the consequences of these decisions can be felt for generations to come.
I would like to say that it has been my conservative retirement planning philosophy of principal-protected growth and guaranteed streams of income that has benefited my clients the most over the years. After all, this could not have been more evident in 2008 when none of my clients lost a penny while the stock market fell, and their retirement plans continued unchanged. By working only with pre- and post-retirees for over a decade, I know that this is not the time in your life when you should put your principal at risk.
While my clients have indeed benefited greatly from their retirement plans, what I believe they have gained even more from is the relationship based on trust that they have with me. I earn my clients' trust by truly listening to them, gaining a complete understanding of every aspect of their financial needs, and carefully going through a planning process with them. Undergirding all of these actions is a very simple principle that I live by: Always putting the client's interests ahead of my own. I look at this as simply doing what is right every time.
It would be my privilege to have the opportunity to meet you and begin building this relationship based on trust.
The Stearns Agency